Add Rz Coin utility store

ENVIRONMENTS.md

@@ -77,6 +77,23 @@ Promotion is idempotent and does not delete or implicitly unpublish PRD content.
 
 ## Verification and rollback
 
+## Rz Coin Store attempt-cycle migration
+
+The QBank reset preserves every attempt and increments a user's eligibility cycle. After deploying
+the store-capable API to an environment, inspect and then apply the one-time index migration before
+using QBank reset tokens:
+
+```bash
+kubectl exec deployment/step3-api -n step3-uat -- \
+  dotnet QuestionsApi.dll migrate-question-attempt-cycles
+kubectl exec deployment/step3-api -n step3-uat -- \
+  dotnet QuestionsApi.dll migrate-question-attempt-cycles --apply --confirm MIGRATE_ATTEMPT_CYCLES
+```
+
+Repeat with namespace `step3-prd` after the tested revision is promoted to `production`. The dry run
+reports missing cycle fields and both index states. Apply backfills existing attempts to cycle zero,
+creates the three-field unique index, and only then removes the legacy two-field unique index.
+
 Check both internal and public readiness after every rollout:
 
 ```bash

api/QuestionsApi.Tests/CreditEconomyTests.cs

@@ -17,5 +17,28 @@ public sealed class CreditEconomyTests
     {
         Assert.Null(typeof(CreditStatusResponse).GetProperty(nameof(UserCreditAccount.UserId)));
         Assert.Null(typeof(CreditStatusResponse).GetProperty(nameof(UserCreditAccount.RecentEarnings)));
+        Assert.Null(typeof(CreditStatusResponse).GetProperty(nameof(UserCreditAccount.Purchases)));
+        Assert.Null(typeof(CreditStatusResponse).GetProperty(nameof(UserCreditAccount.AppliedOperations)));
+    }
+
+    [Fact]
+    public void CatalogHasStableCoinOnlyUtilityPrices()
+    {
+        var exam = CreditEconomy.FindProduct(CreditEconomy.ExamTokenSku);
+        var reset = CreditEconomy.FindProduct(CreditEconomy.QBankResetTokenSku);
+
+        Assert.NotNull(exam);
+        Assert.Equal(100, exam.CoinPrice);
+        Assert.Equal(RzStoreGrant.ExamToken, exam.Grant);
+        Assert.NotNull(reset);
+        Assert.Equal(300, reset.CoinPrice);
+        Assert.Equal(RzStoreGrant.QBankResetToken, reset.Grant);
+        Assert.Equal(2, CreditEconomy.Products.Count);
+    }
+
+    [Fact]
+    public void UnknownSkuIsRejectedByCatalog()
+    {
+        Assert.Null(CreditEconomy.FindProduct("cash_purchase"));
     }
 }

api/QuestionsApi/Controllers/CreditsController.cs

@@ -1,6 +1,7 @@
 using Microsoft.AspNetCore.Authorization;
 using Microsoft.AspNetCore.Mvc;
 using QuestionsApi.Services;
+using QuestionsApi.Models;
 using System.Security.Claims;
 
 namespace QuestionsApi.Controllers;
@@ -8,13 +9,50 @@ namespace QuestionsApi.Controllers;
 [ApiController]
 [Route("api/credits")]
 [Authorize(Roles = "USER,SUPER")]
-public sealed class CreditsController(CreditStore credits) : ControllerBase
+public sealed class CreditsController(CreditStore credits, ExamSimulationStore simulations) : ControllerBase
 {
     [HttpGet]
     public async Task<IActionResult> Get() => Ok(await credits.GetStatusAsync(UserId()));
 
+    [HttpPost("purchases")]
+    public async Task<IActionResult> Purchase([FromBody] CreditPurchaseRequest request)
+    {
+        var product = CreditEconomy.FindProduct(request.Sku);
+        if (product is null) return BadRequest(new { code = "unknown_sku", message = "Unknown store product." });
+        if (!ValidOperationId(request.OperationId))
+            return BadRequest(new { code = "invalid_operation_id", message = "A valid operation ID is required." });
+        var result = await credits.PurchaseAsync(UserId(), product, request.OperationId);
+        return result.Result switch
+        {
+            CreditOperationResult.Succeeded => Ok(result.Status),
+            CreditOperationResult.InsufficientCredits => Conflict(new
+                { code = "insufficient_coins", message = "Not enough Rz Coins.", credits = result.Status }),
+            _ => Conflict(new
+                { code = "operation_conflict", message = "That operation ID was already used.", credits = result.Status })
+        };
+    }
+
+    [HttpPost("qbank-reset")]
+    public async Task<IActionResult> ResetQBank([FromBody] QBankResetRequest request)
+    {
+        if (request.Confirmation != "RESET_QBANK")
+            return BadRequest(new { code = "confirmation_required", message = "Enter RESET_QBANK to confirm." });
+        if (!ValidOperationId(request.OperationId))
+            return BadRequest(new { code = "invalid_operation_id", message = "A valid operation ID is required." });
+        if (await simulations.FindActiveAsync(UserId()) is not null)
+            return Conflict(new { code = "active_exam", message = "Finish or end the active exam before resetting the QBank." });
+        var result = await credits.ApplyQBankResetAsync(UserId(), request.OperationId);
+        return result.Result == CreditOperationResult.Succeeded
+            ? Ok(result.Status)
+            : Conflict(new
+                { code = "reset_token_required", message = "A QBank Reset Token is required.", credits = result.Status });
+    }
+
     private string UserId() => User.FindFirstValue(ClaimTypes.NameIdentifier)
         ?? User.FindFirstValue(ClaimTypes.Name)
         ?? User.Identity?.Name
         ?? throw new UnauthorizedAccessException();
+
+    private static bool ValidOperationId(string value) =>
+        !string.IsNullOrWhiteSpace(value) && value.Length <= 100;
 }

api/QuestionsApi/Controllers/ExamSimulationsController.cs

@@ -9,7 +9,7 @@ namespace QuestionsApi.Controllers;
 [ApiController]
 [Route("api/exam-simulations")]
 [Authorize(Roles = "USER,SUPER")]
-public class ExamSimulationsController(ExamSimulationStore simulations) : ControllerBase
+public class ExamSimulationsController(ExamSimulationStore simulations, CreditStore credits) : ControllerBase
 {
     [HttpGet("readiness")]
     public async Task<IActionResult> Readiness() => Ok(await simulations.GetReadinessAsync(UserId()));
@@ -17,12 +17,33 @@ public class ExamSimulationsController(ExamSimulationStore simulations) : Contro
     [HttpPost]
     public async Task<IActionResult> Create()
     {
+        var userId = UserId();
+        if (await simulations.FindActiveAsync(userId) is not null)
+            return Conflict(new { code = "active_exam", message = "An active Step 3 simulation already exists." });
+        var operationId = $"exam-create:{Guid.NewGuid():N}";
+        var bypass = User.IsInRole("SUPER");
+        if (!bypass && !await credits.TryConsumeExamTokenAsync(userId, operationId))
+            return Conflict(new
+            {
+                code = "exam_token_required",
+                message = "An Exam Simulation Token is required.",
+                credits = await credits.GetStatusAsync(userId)
+            });
         try
         {
-            var simulation = await simulations.CreateAsync(UserId());
+            var simulation = await simulations.CreateAsync(userId);
             return Ok(await simulations.ToResponseAsync(simulation));
         }
-        catch (InvalidOperationException exception) { return Conflict(exception.Message); }
+        catch (InvalidOperationException exception)
+        {
+            if (!bypass) await credits.RefundExamTokenAsync(userId, operationId);
+            return Conflict(new { code = "exam_creation_failed", message = exception.Message });
+        }
+        catch
+        {
+            if (!bypass) await credits.RefundExamTokenAsync(userId, operationId);
+            throw;
+        }
     }
 
     [HttpGet("preview-results")]

api/QuestionsApi/Controllers/QuestionsController.cs

@@ -157,7 +157,8 @@ public class QuestionsController : ControllerBase
             req.ChoiceId.Trim() == question.CorrectChoiceId,
             false,
             presentedChoiceIds,
-            req.DurationSeconds);
+            req.DurationSeconds,
+            await _credits.GetBankCycleAsync(userId));
         if (record.Inserted)
         {
             _metrics.AttemptCreated();
@@ -276,7 +277,8 @@ public class QuestionsController : ControllerBase
             userId,
             "",
             false,
-            true);
+            true,
+            bankCycle: await _credits.GetBankCycleAsync(userId));
         if (record.Inserted)
             _metrics.AttemptCreated();
         else

api/QuestionsApi/Models/CreditModels.cs

@@ -7,6 +7,44 @@ public static class CreditEconomy
 {
     public const int RollingEarningLimit = 20;
     public static readonly TimeSpan EarningWindow = TimeSpan.FromHours(24);
+    public const string ExamTokenSku = "exam_token_1";
+    public const string QBankResetTokenSku = "qbank_reset_1";
+    public const int ExamTokenPrice = 100;
+    public const int QBankResetTokenPrice = 300;
+
+    public static readonly IReadOnlyList<RzStoreProduct> Products =
+    [
+        new()
+        {
+            Sku = ExamTokenSku,
+            Name = "Exam Simulation Token",
+            Description = "Starts one new full exam simulation.",
+            CoinPrice = ExamTokenPrice,
+            Grant = RzStoreGrant.ExamToken
+        },
+        new()
+        {
+            Sku = QBankResetTokenSku,
+            Name = "QBank Reset Token",
+            Description = "Makes every QBank question eligible again without erasing progress.",
+            CoinPrice = QBankResetTokenPrice,
+            Grant = RzStoreGrant.QBankResetToken
+        }
+    ];
+
+    public static RzStoreProduct? FindProduct(string sku) =>
+        Products.FirstOrDefault(value => value.Sku.Equals(sku, StringComparison.Ordinal));
+}
+
+public enum RzStoreGrant { ExamToken, QBankResetToken }
+
+public sealed class RzStoreProduct
+{
+    public string Sku { get; set; } = "";
+    public string Name { get; set; } = "";
+    public string Description { get; set; } = "";
+    public int CoinPrice { get; set; }
+    public RzStoreGrant Grant { get; set; }
 }
 
 public sealed class CreditEvent
@@ -15,6 +53,14 @@ public sealed class CreditEvent
     public DateTime CreatedUtc { get; set; }
 }
 
+public sealed class CreditPurchaseEvent
+{
+    public string OperationId { get; set; } = "";
+    public string Sku { get; set; } = "";
+    public int CoinCost { get; set; }
+    public DateTime CreatedUtc { get; set; }
+}
+
 public sealed class UserCreditAccount
 {
     [BsonId]
@@ -22,7 +68,13 @@ public sealed class UserCreditAccount
     public string? Id { get; set; }
     public string UserId { get; set; } = "";
     public int Credits { get; set; }
+    public int ExamTokens { get; set; }
+    public int QBankResetTokens { get; set; }
+    public int BankCycle { get; set; }
+    public bool InitialExamGrantApplied { get; set; }
     public List<CreditEvent> RecentEarnings { get; set; } = [];
+    public List<CreditPurchaseEvent> Purchases { get; set; } = [];
+    public List<string> AppliedOperations { get; set; } = [];
     public DateTime UpdatedUtc { get; set; } = DateTime.UtcNow;
 }
 
@@ -32,4 +84,28 @@ public sealed class CreditStatusResponse
     public int EarnedInRollingWindow { get; set; }
     public int RemainingEarningCapacity { get; set; }
     public int RollingWindowHours { get; set; } = 24;
+    public int ExamTokens { get; set; }
+    public int QBankResetTokens { get; set; }
+    public int BankCycle { get; set; }
+    public IReadOnlyList<RzStoreProduct> Products { get; set; } = CreditEconomy.Products;
+}
+
+public sealed class CreditPurchaseRequest
+{
+    public string Sku { get; set; } = "";
+    public string OperationId { get; set; } = "";
+}
+
+public sealed class QBankResetRequest
+{
+    public string Confirmation { get; set; } = "";
+    public string OperationId { get; set; } = "";
+}
+
+public enum CreditOperationResult { Succeeded, InsufficientCredits, InsufficientTokens, OperationConflict }
+
+public sealed class CreditOperationResponse
+{
+    public CreditOperationResult Result { get; set; }
+    public CreditStatusResponse Status { get; set; } = new();
 }

api/QuestionsApi/Models/QuestionAttempt.cs

@@ -11,6 +11,7 @@ public class QuestionAttempt
 
     public string QuestionExternalId { get; set; } = "";
     public string UserId { get; set; } = "";
+    public int BankCycle { get; set; }
     public string ChoiceId { get; set; } = "";
     public List<string> PresentedChoiceIds { get; set; } = [];
     public bool TracksPresentation { get; set; }

api/QuestionsApi/Program.cs

@@ -55,6 +55,17 @@ if (args.FirstOrDefault() == "flag-media-questions")
     return;
 }
 
+if (args.FirstOrDefault() == "migrate-question-attempt-cycles")
+{
+    var migrationConfiguration = new ConfigurationBuilder()
+        .AddJsonFile("appsettings.json", optional: true)
+        .AddEnvironmentVariables()
+        .Build();
+    Environment.ExitCode = await QuestionAttemptCycleMigrationCommand.RunAsync(
+        migrationConfiguration, args.Skip(1).ToArray(), Console.Out);
+    return;
+}
+
 var builder = WebApplication.CreateBuilder(args);
 builder.Services.AddControllers();
 builder.Services.Configure<ForwardedHeadersOptions>(options =>

api/QuestionsApi/Services/CreditStore.cs

@@ -51,15 +51,108 @@ public sealed class CreditStore
         var now = _clock.GetUtcNow().UtcDateTime;
         await EnsureAndCleanAsync(userId, now);
         var account = await _accounts.Find(value => value.UserId == userId).FirstAsync();
-        return new CreditStatusResponse
+        return ToStatus(account);
-        {
-            Credits = account.Credits,
-            EarnedInRollingWindow = account.RecentEarnings.Count,
-            RemainingEarningCapacity = Math.Max(
-                0, CreditEconomy.RollingEarningLimit - account.RecentEarnings.Count)
-        };
     }
 
+    public async Task<int> GetBankCycleAsync(string userId)
+    {
+        await EnsureAndCleanAsync(userId, _clock.GetUtcNow().UtcDateTime);
+        return (await _accounts.Find(value => value.UserId == userId).FirstAsync()).BankCycle;
+    }
+
+    public async Task<CreditOperationResponse> PurchaseAsync(
+        string userId, RzStoreProduct product, string operationId)
+    {
+        var now = _clock.GetUtcNow().UtcDateTime;
+        await EnsureAndCleanAsync(userId, now);
+        var existing = await _accounts.Find(value => value.UserId == userId).FirstAsync();
+        var prior = existing.Purchases.FirstOrDefault(value => value.OperationId == operationId);
+        if (prior is not null)
+            return Response(prior.Sku == product.Sku
+                ? CreditOperationResult.Succeeded
+                : CreditOperationResult.OperationConflict, existing);
+
+        var filter = Builders<UserCreditAccount>.Filter.Eq(value => value.UserId, userId) &
+            Builders<UserCreditAccount>.Filter.Gte(value => value.Credits, product.CoinPrice) &
+            Builders<UserCreditAccount>.Filter.Not(
+                Builders<UserCreditAccount>.Filter.ElemMatch(
+                    value => value.Purchases, purchase => purchase.OperationId == operationId));
+        var update = Builders<UserCreditAccount>.Update
+            .Inc(value => value.Credits, -product.CoinPrice)
+            .Push(value => value.Purchases, new CreditPurchaseEvent
+            {
+                OperationId = operationId,
+                Sku = product.Sku,
+                CoinCost = product.CoinPrice,
+                CreatedUtc = now
+            })
+            .Set(value => value.UpdatedUtc, now);
+        update = product.Grant == RzStoreGrant.ExamToken
+            ? update.Inc(value => value.ExamTokens, 1)
+            : update.Inc(value => value.QBankResetTokens, 1);
+        var account = await _accounts.FindOneAndUpdateAsync(
+            filter, update, new FindOneAndUpdateOptions<UserCreditAccount>
+            {
+                ReturnDocument = ReturnDocument.After
+            });
+        if (account is not null) return Response(CreditOperationResult.Succeeded, account);
+
+        account = await _accounts.Find(value => value.UserId == userId).FirstAsync();
+        prior = account.Purchases.FirstOrDefault(value => value.OperationId == operationId);
+        if (prior is not null)
+            return Response(prior.Sku == product.Sku
+                ? CreditOperationResult.Succeeded
+                : CreditOperationResult.OperationConflict, account);
+        return Response(CreditOperationResult.InsufficientCredits, account);
+    }
+
+    public async Task<CreditOperationResponse> ApplyQBankResetAsync(string userId, string operationId)
+    {
+        var now = _clock.GetUtcNow().UtcDateTime;
+        await EnsureAndCleanAsync(userId, now);
+        var filter = Builders<UserCreditAccount>.Filter.Eq(value => value.UserId, userId) &
+            Builders<UserCreditAccount>.Filter.Gt(value => value.QBankResetTokens, 0) &
+            Builders<UserCreditAccount>.Filter.AnyNin(value => value.AppliedOperations, [operationId]);
+        var update = Builders<UserCreditAccount>.Update
+            .Inc(value => value.QBankResetTokens, -1)
+            .Inc(value => value.BankCycle, 1)
+            .AddToSet(value => value.AppliedOperations, operationId)
+            .Set(value => value.UpdatedUtc, now);
+        var account = await _accounts.FindOneAndUpdateAsync(
+            filter, update, new FindOneAndUpdateOptions<UserCreditAccount>
+            {
+                ReturnDocument = ReturnDocument.After
+            });
+        if (account is not null) return Response(CreditOperationResult.Succeeded, account);
+        account = await _accounts.Find(value => value.UserId == userId).FirstAsync();
+        if (account.AppliedOperations.Contains(operationId))
+            return Response(CreditOperationResult.Succeeded, account);
+        return Response(CreditOperationResult.InsufficientTokens, account);
+    }
+
+    public async Task<bool> TryConsumeExamTokenAsync(string userId, string operationId)
+    {
+        var now = _clock.GetUtcNow().UtcDateTime;
+        await EnsureAndCleanAsync(userId, now);
+        var filter = Builders<UserCreditAccount>.Filter.Eq(value => value.UserId, userId) &
+            Builders<UserCreditAccount>.Filter.Gt(value => value.ExamTokens, 0) &
+            Builders<UserCreditAccount>.Filter.AnyNin(value => value.AppliedOperations, [operationId]);
+        var update = Builders<UserCreditAccount>.Update
+            .Inc(value => value.ExamTokens, -1)
+            .AddToSet(value => value.AppliedOperations, operationId)
+            .Set(value => value.UpdatedUtc, now);
+        return (await _accounts.UpdateOneAsync(filter, update)).ModifiedCount == 1;
+    }
+
+    public Task RefundExamTokenAsync(string userId, string operationId) =>
+        _accounts.UpdateOneAsync(
+            Builders<UserCreditAccount>.Filter.Eq(value => value.UserId, userId) &
+            Builders<UserCreditAccount>.Filter.AnyEq(value => value.AppliedOperations, operationId),
+            Builders<UserCreditAccount>.Update
+                .Inc(value => value.ExamTokens, 1)
+                .Pull(value => value.AppliedOperations, operationId)
+                .Set(value => value.UpdatedUtc, _clock.GetUtcNow().UtcDateTime));
+
     private async Task EnsureAndCleanAsync(string userId, DateTime now)
     {
         await _accounts.UpdateOneAsync(
@@ -67,13 +160,33 @@ public sealed class CreditStore
             Builders<UserCreditAccount>.Update
                 .SetOnInsert(value => value.UserId, userId)
                 .SetOnInsert(value => value.Credits, 0)
+                .SetOnInsert(value => value.ExamTokens, 1)
+                .SetOnInsert(value => value.QBankResetTokens, 0)
+                .SetOnInsert(value => value.BankCycle, 0)
+                .SetOnInsert(value => value.InitialExamGrantApplied, true)
                 .SetOnInsert(value => value.RecentEarnings, [])
+                .SetOnInsert(value => value.Purchases, [])
+                .SetOnInsert(value => value.AppliedOperations, [])
                 .SetOnInsert(value => value.UpdatedUtc, now),
             new UpdateOptions { IsUpsert = true });
+        await _accounts.UpdateOneAsync(
+            Builders<UserCreditAccount>.Filter.Eq(value => value.UserId, userId) &
+            Builders<UserCreditAccount>.Filter.Ne(value => value.InitialExamGrantApplied, true),
+            Builders<UserCreditAccount>.Update
+                .Inc(value => value.ExamTokens, 1)
+                .Set(value => value.InitialExamGrantApplied, true));
         await _accounts.UpdateOneAsync(
             Builders<UserCreditAccount>.Filter.Eq(value => value.UserId, userId) &
             Builders<UserCreditAccount>.Filter.Exists(nameof(UserCreditAccount.RecentEarnings), false),
             Builders<UserCreditAccount>.Update.Set(value => value.RecentEarnings, []));
+        await _accounts.UpdateOneAsync(
+            Builders<UserCreditAccount>.Filter.Eq(value => value.UserId, userId) &
+            Builders<UserCreditAccount>.Filter.Exists(nameof(UserCreditAccount.Purchases), false),
+            Builders<UserCreditAccount>.Update.Set(value => value.Purchases, []));
+        await _accounts.UpdateOneAsync(
+            Builders<UserCreditAccount>.Filter.Eq(value => value.UserId, userId) &
+            Builders<UserCreditAccount>.Filter.Exists(nameof(UserCreditAccount.AppliedOperations), false),
+            Builders<UserCreditAccount>.Update.Set(value => value.AppliedOperations, []));
         var cutoff = now - CreditEconomy.EarningWindow;
         await _accounts.UpdateOneAsync(
             value => value.UserId == userId,
@@ -81,4 +194,22 @@ public sealed class CreditStore
                 value => value.RecentEarnings,
                 earning => earning.CreatedUtc <= cutoff));
     }
+
+    private static CreditStatusResponse ToStatus(UserCreditAccount account) => new()
+    {
+        Credits = account.Credits,
+        EarnedInRollingWindow = account.RecentEarnings.Count,
+        RemainingEarningCapacity = Math.Max(
+            0, CreditEconomy.RollingEarningLimit - account.RecentEarnings.Count),
+        ExamTokens = account.ExamTokens,
+        QBankResetTokens = account.QBankResetTokens,
+        BankCycle = account.BankCycle
+    };
+
+    private static CreditOperationResponse Response(
+        CreditOperationResult result, UserCreditAccount account) => new()
+        {
+            Result = result,
+            Status = ToStatus(account)
+        };
 }

api/QuestionsApi/Services/ExamSimulationStore.cs

@@ -13,6 +13,7 @@ public class ExamSimulationStore
     private readonly IMongoCollection<Step3Outcome> _outcomes;
     private readonly QuestionStore _questions;
     private readonly QuestionAttemptStore _attempts;
+    private readonly CreditStore _credits;
     private readonly AnswerStatisticsStore _statistics;
     private readonly RatingStore _ratings;
     private readonly ServiceMetrics _metrics;
@@ -22,6 +23,7 @@ public class ExamSimulationStore
         MongoDatabaseProvider mongo,
         QuestionStore questions,
         QuestionAttemptStore attempts,
+        CreditStore credits,
         AnswerStatisticsStore statistics,
         RatingStore ratings,
         ServiceMetrics metrics,
@@ -31,6 +33,7 @@ public class ExamSimulationStore
         _outcomes = mongo.Database.GetCollection<Step3Outcome>("Step3Outcomes");
         _questions = questions;
         _attempts = attempts;
+        _credits = credits;
         _statistics = statistics;
         _ratings = ratings;
         _metrics = metrics;
@@ -68,7 +71,8 @@ public class ExamSimulationStore
         var bank = (await _questions.GetPublishedAsync()).Where(question => question.Choices.Count >= 5).ToList();
         if (bank.Count < RequiredQuestions)
             throw new InvalidOperationException($"At least {RequiredQuestions} published questions are required.");
-        var seen = (await _attempts.GetUserQuestionIdsAsync(userId)).ToHashSet(StringComparer.Ordinal);
+        var bankCycle = await _credits.GetBankCycleAsync(userId);
+        var seen = (await _attempts.GetUserQuestionIdsAsync(userId, bankCycle)).ToHashSet(StringComparer.Ordinal);
         var elos = await _ratings.GetQuestionElosAsync(bank.Select(question => question.ExternalId));
         var targets = BuildTargets();
         var selected = SelectForm(bank, seen, targets);
@@ -443,7 +447,10 @@ public class ExamSimulationStore
             if (!questionMap.TryGetValue(item.QuestionExternalId, out var question)) continue;
             responses.TryGetValue(item.QuestionExternalId, out var response);
             var choiceId = response?.ChoiceId ?? "";
-            var record = await _attempts.RecordFirstAttemptAsync(item.QuestionExternalId, simulation.UserId, choiceId, choiceId == question.CorrectChoiceId, choiceId == "", item.PresentedChoiceIds);
+            var record = await _attempts.RecordFirstAttemptAsync(
+                item.QuestionExternalId, simulation.UserId, choiceId,
+                choiceId == question.CorrectChoiceId, choiceId == "",
+                item.PresentedChoiceIds, bankCycle: await _credits.GetBankCycleAsync(simulation.UserId));
             await _reviewQueue.AddFromFirstAttemptAsync(record.Attempt);
             if (!record.Inserted) continue;
             _metrics.AttemptCreated();

api/QuestionsApi/Services/QuestionAttemptCycleMigrationCommand.cs

@@ -0,0 +1,66 @@
+using MongoDB.Bson;
+using MongoDB.Driver;
+using QuestionsApi.Models;
+
+namespace QuestionsApi.Services;
+
+public static class QuestionAttemptCycleMigrationCommand
+{
+    public const string Confirmation = "MIGRATE_ATTEMPT_CYCLES";
+    public const string LegacyIndexName = "QuestionExternalId_1_UserId_1";
+    public const string CycleIndexName = "uq_question_user_cycle";
+
+    public static async Task<int> RunAsync(
+        IConfiguration configuration, string[] args, TextWriter output)
+    {
+        var apply = args.Contains("--apply", StringComparer.Ordinal);
+        var confirmation = Option(args, "--confirm");
+        var mongo = new MongoDatabaseProvider(configuration);
+        var attempts = mongo.Database.GetCollection<QuestionAttempt>("QuestionAttempts");
+        var missingFilter = new BsonDocumentFilterDefinition<QuestionAttempt>(
+            new BsonDocument(nameof(QuestionAttempt.BankCycle),
+                new BsonDocument("$exists", false)));
+        var missing = await attempts.CountDocumentsAsync(missingFilter);
+        var indexes = (await attempts.Indexes.ListAsync()).ToList();
+        var names = indexes.Select(value => value["name"].AsString).ToHashSet(StringComparer.Ordinal);
+
+        await output.WriteLineAsync(
+            $"QuestionAttempts missing BankCycle: {missing}; legacy index: {names.Contains(LegacyIndexName)}; cycle index: {names.Contains(CycleIndexName)}.");
+        if (!apply)
+        {
+            await output.WriteLineAsync(
+                $"Dry run only. Re-run with --apply --confirm {Confirmation}.");
+            return 0;
+        }
+        if (confirmation != Confirmation)
+        {
+            await output.WriteLineAsync($"Refusing migration: --confirm {Confirmation} is required.");
+            return 2;
+        }
+
+        if (missing > 0)
+            await attempts.UpdateManyAsync(
+                missingFilter,
+                Builders<QuestionAttempt>.Update.Set(value => value.BankCycle, 0));
+        if (!names.Contains(CycleIndexName))
+            await attempts.Indexes.CreateOneAsync(new CreateIndexModel<QuestionAttempt>(
+                Builders<QuestionAttempt>.IndexKeys
+                    .Ascending(value => value.QuestionExternalId)
+                    .Ascending(value => value.UserId)
+                    .Ascending(value => value.BankCycle),
+                new CreateIndexOptions { Unique = true, Name = CycleIndexName }));
+        if (names.Contains(LegacyIndexName))
+            await attempts.Indexes.DropOneAsync(LegacyIndexName);
+
+        var remaining = await attempts.CountDocumentsAsync(missingFilter);
+        await output.WriteLineAsync(
+            $"Migration complete. Backfilled {missing}; missing BankCycle: {remaining}; dropped legacy index: {names.Contains(LegacyIndexName)}.");
+        return remaining == 0 ? 0 : 1;
+    }
+
+    private static string Option(string[] args, string name)
+    {
+        var index = Array.IndexOf(args, name);
+        return index >= 0 && index + 1 < args.Length ? args[index + 1] : "";
+    }
+}

api/QuestionsApi/Services/QuestionAttemptStore.cs

@@ -17,10 +17,11 @@ public class QuestionAttemptStore
 
         var firstAttemptIndex = Builders<QuestionAttempt>.IndexKeys
             .Ascending(a => a.QuestionExternalId)
-            .Ascending(a => a.UserId);
+            .Ascending(a => a.UserId)
+            .Ascending(a => a.BankCycle);
         _col.Indexes.CreateOne(new CreateIndexModel<QuestionAttempt>(
             firstAttemptIndex,
-            new CreateIndexOptions { Unique = true }));
+            new CreateIndexOptions { Unique = true, Name = "uq_question_user_cycle" }));
 
         var questionIndex = Builders<QuestionAttempt>.IndexKeys.Ascending(a => a.QuestionExternalId);
         _col.Indexes.CreateOne(new CreateIndexModel<QuestionAttempt>(questionIndex));
@@ -38,12 +39,14 @@ public class QuestionAttemptStore
         bool isCorrect,
         bool isSkip = false,
         IReadOnlyCollection<string>? presentedChoiceIds = null,
-        int durationSeconds = 0)
+        int durationSeconds = 0,
+        int bankCycle = 0)
     {
         var attempt = new QuestionAttempt
         {
             QuestionExternalId = questionExternalId,
             UserId = userId,
+            BankCycle = bankCycle,
             ChoiceId = choiceId,
             PresentedChoiceIds = presentedChoiceIds?.ToList() ?? [],
             TracksPresentation = presentedChoiceIds is { Count: > 0 },
@@ -63,7 +66,8 @@ public class QuestionAttemptStore
         catch (MongoWriteException ex) when (ex.WriteError.Category == ServerErrorCategory.DuplicateKey)
         {
             var existing = await _col
-                .Find(a => a.QuestionExternalId == questionExternalId && a.UserId == userId)
+                .Find(a => a.QuestionExternalId == questionExternalId &&
+                    a.UserId == userId && a.BankCycle == bankCycle)
                 .FirstAsync();
             return new QuestionAttemptRecordResult { Inserted = false, Attempt = existing };
         }
@@ -75,11 +79,17 @@ public class QuestionAttemptStore
             Builders<QuestionAttempt>.Filter.Gte(attempt => attempt.CreatedUtc, sinceUtc))
             .ToListAsync();
 
-    public Task<List<string>> GetUserQuestionIdsAsync(string userId) =>
+    public Task<List<string>> GetUserQuestionIdsAsync(string userId, int? bankCycle = null)
+    {
+        var filter = Builders<QuestionAttempt>.Filter.Eq(attempt => attempt.UserId, userId);
+        if (bankCycle.HasValue)
+            filter &= Builders<QuestionAttempt>.Filter.Eq(attempt => attempt.BankCycle, bankCycle.Value);
+        return
         _col.Distinct(
             attempt => attempt.QuestionExternalId,
-            Builders<QuestionAttempt>.Filter.Eq(attempt => attempt.UserId, userId))
+            filter)
             .ToListAsync();
+    }
 
     public IMongoCollection<QuestionAttempt> Collection => _col;
 

scripts/autoload/credits_service.gd

@@ -2,16 +2,23 @@ extends Node
 
 signal credits_changed
 signal credits_failed(message: String)
+signal store_operation_completed(message: String)
 
 const EndpointConfig := preload("res://scripts/autoload/api_endpoint_config.gd")
 const DEFAULT_URL := "https://us3q.ranaze.com/api/credits"
 
 var credits: int = 0
+var exam_tokens: int = 0
+var qbank_reset_tokens: int = 0
+var bank_cycle: int = 0
+var products: Array = []
 var loaded := false
 var loading := false
 var request: HTTPRequest
+var action_request: HTTPRequest
 var request_token := ""
 var api_url := DEFAULT_URL
+var pending_store_action := ""
 
 
 func _ready() -> void:
@@ -22,6 +29,10 @@ func _ready() -> void:
 	request.timeout = 20.0
 	request.request_completed.connect(_on_completed)
 	add_child(request)
+	action_request = HTTPRequest.new()
+	action_request.timeout = 20.0
+	action_request.request_completed.connect(_on_action_completed)
+	add_child(action_request)
 	AuthState.auth_changed.connect(_on_auth_changed)
 
 
@@ -39,6 +50,10 @@ func refresh() -> void:
 
 func apply_status(parsed: Dictionary) -> void:
 	credits = int(parsed.get("credits", credits))
+	exam_tokens = int(parsed.get("examTokens", exam_tokens))
+	qbank_reset_tokens = int(parsed.get("qBankResetTokens", qbank_reset_tokens))
+	bank_cycle = int(parsed.get("bankCycle", bank_cycle))
+	products = parsed.get("products", products)
 	loaded = true
 	credits_changed.emit()
 
@@ -58,9 +73,61 @@ func _on_completed(result: int, response_code: int, _headers: PackedStringArray,
 	apply_status(parsed)
 
 
+func purchase(sku: String) -> void:
+	pending_store_action = "purchase"
+	_post("/purchases", {"sku": sku, "operationId": _operation_id("purchase")})
+
+
+func reset_qbank() -> void:
+	pending_store_action = "reset"
+	_post("/qbank-reset", {"confirmation": "RESET_QBANK", "operationId": _operation_id("reset")})
+
+
+func _post(path: String, payload: Dictionary) -> void:
+	if not AuthState.can_send_authenticated_request():
+		return
+	var headers := PackedStringArray([
+		"Authorization: Bearer %s" % AuthState.access_token,
+		"Content-Type: application/json"
+	])
+	var error := action_request.request(api_url + path, headers, HTTPClient.METHOD_POST, JSON.stringify(payload))
+	if error != OK:
+		credits_failed.emit("The Rz Coin Store could not complete that action.")
+
+
+func _on_action_completed(result: int, response_code: int, _headers: PackedStringArray, body: PackedByteArray) -> void:
+	var parsed: Variant = JSON.parse_string(body.get_string_from_utf8())
+	if result != HTTPRequest.RESULT_SUCCESS:
+		credits_failed.emit("The Rz Coin Store could not complete that action.")
+		return
+	if response_code >= 200 and response_code < 300 and typeof(parsed) == TYPE_DICTIONARY:
+		apply_status(parsed)
+		if pending_store_action == "reset":
+			ProfileService.reset_qbank_eligibility()
+		pending_store_action = ""
+		store_operation_completed.emit("Your Rz Coin Store balance was updated.")
+		return
+	if typeof(parsed) == TYPE_DICTIONARY:
+		var status: Variant = parsed.get("credits", {})
+		if typeof(status) == TYPE_DICTIONARY:
+			apply_status(status)
+		credits_failed.emit(str(parsed.get("message", "The store action could not be completed.")))
+	else:
+		credits_failed.emit("The store action could not be completed.")
+	pending_store_action = ""
+
+
+func _operation_id(prefix: String) -> String:
+	return "%s:%s:%d" % [prefix, str(AuthState.user_id), Time.get_ticks_usec()]
+
+
 func _on_auth_changed() -> void:
 	if not AuthState.is_logged_in:
 		credits = 0
+		exam_tokens = 0
+		qbank_reset_tokens = 0
+		bank_cycle = 0
+		products = []
 		loaded = false
 		loading = false
 		if request.get_http_client_status() != HTTPClient.STATUS_DISCONNECTED:

scripts/autoload/exam_simulation_service.gd

@@ -8,6 +8,7 @@ signal state_changed
 signal request_failed(message: String)
 signal outcome_changed
 signal history_changed
+signal exam_token_required
 
 var api_url := DEFAULT_API_URL
 var outcome_api_url := "https://us3q.ranaze.com/api/step3-outcomes"
@@ -152,6 +153,14 @@ func _on_request_completed(result: int, response_code: int, _headers: PackedStri
 		AuthState.handle_unauthorized(request_access_token)
 	if result != HTTPRequest.RESULT_SUCCESS or response_code < 200 or response_code >= 300:
 		var server_message := body.get_string_from_utf8().strip_edges()
+		var error_parsed: Variant = JSON.parse_string(server_message)
+		if typeof(error_parsed) == TYPE_DICTIONARY:
+			var credit_status: Variant = error_parsed.get("credits", {})
+			if typeof(credit_status) == TYPE_DICTIONARY:
+				CreditsService.apply_status(credit_status)
+			if str(error_parsed.get("code", "")) == "exam_token_required":
+				exam_token_required.emit()
+			server_message = str(error_parsed.get("message", server_message))
 		if server_message.length() > 240:
 			server_message = server_message.left(240)
 		var message := "Simulation request failed with status %d." % response_code

scripts/autoload/profile_service.gd

@@ -130,6 +130,14 @@ func reset_qbank_memory() -> void:
 	profile_changed.emit()
 
 
+func reset_qbank_eligibility() -> void:
+	_ensure_tracking_fields()
+	profile["completed_question_ids"] = []
+	profile["correct_question_ids"] = []
+	save_profile()
+	profile_changed.emit()
+
+
 func apply_question_results(results: Dictionary) -> void:
 	_ensure_daily_current()
 	profile["current_streak"] = int(results.get("ending_streak", profile["current_streak"]))

scripts/ui/credits_badge.gd

@@ -1,5 +1,6 @@
 extends PanelContainer
 
+signal store_requested
 const Brand := preload("res://scripts/ui/medmind_style.gd")
 const SHIELD_ICON := preload("res://assets/icons/lucide/shield.svg")
 const STAR_ICON := preload("res://assets/icons/lucide/star.svg")
@@ -21,6 +22,9 @@ var _initialized := false
 
 func _ready() -> void:
 	size_flags_vertical = Control.SIZE_SHRINK_CENTER
+	mouse_default_cursor_shape = Control.CURSOR_POINTING_HAND
+	tooltip_text = "Open Rz Coin Store"
+	gui_input.connect(_on_gui_input)
 	_build_ui()
 	refresh_theme_controls()
 	_on_credits_changed()
@@ -30,6 +34,11 @@ func _ready() -> void:
 	resized.connect(func(): pivot_offset = size * 0.5)
 
 
+func _on_gui_input(event: InputEvent) -> void:
+	if event is InputEventMouseButton and event.button_index == MOUSE_BUTTON_LEFT and event.pressed:
+		store_requested.emit()
+
+
 func _build_ui() -> void:
 	var margin := MarginContainer.new()
 	margin.add_theme_constant_override("margin_left", 7)

scripts/ui/main.gd

@@ -207,6 +207,7 @@ func _build_ui() -> void:
 	header.add_child(account_chevron_button)
 
 	credits_badge = CreditsBadge.new()
+	credits_badge.store_requested.connect(func(): show_screen("rz_store"))
 	header.add_child(credits_badge)
 
 	var screens_container := MarginContainer.new()
@@ -355,6 +356,11 @@ func _build_ui() -> void:
 	donations.main = self
 	screens_container.add_child(donations)
 	screens["donations"] = donations
+	var rz_store := preload("res://scripts/ui/rz_store_screen.gd").new()
+	rz_store.name = "RzCoinStore"
+	rz_store.main = self
+	screens_container.add_child(rz_store)
+	screens["rz_store"] = rz_store
 
 	feedback_dialog = preload("res://scripts/ui/app_feedback_dialog.gd").new()
 	feedback_dialog.name = "AppFeedbackDialog"
@@ -426,6 +432,7 @@ func _populate_navigation(container: VBoxContainer, include_brand: bool) -> void
 	_add_nav_button(container, "flashcards", "Flashcards", "clipboard-plus", true, Brand.is_uat_environment())
 	_add_nav_button(container, "bookmarks", "Bookmarks", "bookmark", true)
 	_add_nav_button(container, "notes", "Notes", "notebook-pen", true)
+	_add_nav_button(container, "rz_store", "Rz Coin Store", "star", true)
 
 	var spacer := Control.new()
 	spacer.size_flags_vertical = Control.SIZE_EXPAND_FILL
@@ -476,6 +483,7 @@ func _on_navigation_pressed(key: String) -> void:
 		"notes": show_screen("notes")
 		"bookmarks": show_screen("bookmarks")
 		"donations": show_screen("donations")
+		"rz_store": show_screen("rz_store")
 		"logout": _logout()
 
 

scripts/ui/navigation_routes.gd

@@ -29,4 +29,6 @@ static func key_for_screen(screen_name: String, payload: Variant = null) -> Stri
 		key = "bookmarks"
 	elif screen_name == "donations":
 		key = "donations"
+	elif screen_name == "rz_store":
+		key = "rz_store"
 	return key

scripts/ui/rz_store_screen.gd

@@ -0,0 +1,121 @@
+extends VBoxContainer
+
+const Brand := preload("res://scripts/ui/medmind_style.gd")
+
+var main: Control
+var balance_label: Label
+var inventory_label: Label
+var products_box: VBoxContainer
+var status_label: Label
+var confirm_dialog: ConfirmationDialog
+var pending_sku := ""
+
+
+func _ready() -> void:
+	size_flags_horizontal = Control.SIZE_EXPAND_FILL
+	size_flags_vertical = Control.SIZE_EXPAND_FILL
+	add_theme_constant_override("separation", 18)
+	var title := Label.new()
+	title.text = "Rz Coin Store"
+	title.add_theme_font_override("font", Brand.font)
+	title.add_theme_font_size_override("font_size", 30)
+	add_child(title)
+	var intro := Label.new()
+	intro.text = "Spend coins earned from correct, on-time first answers. Purchases use Rz Coins only."
+	intro.autowrap_mode = TextServer.AUTOWRAP_WORD_SMART
+	add_child(intro)
+	balance_label = Label.new()
+	balance_label.add_theme_font_size_override("font_size", 20)
+	add_child(balance_label)
+	inventory_label = Label.new()
+	add_child(inventory_label)
+	products_box = VBoxContainer.new()
+	products_box.add_theme_constant_override("separation", 12)
+	add_child(products_box)
+	status_label = Label.new()
+	status_label.autowrap_mode = TextServer.AUTOWRAP_WORD_SMART
+	add_child(status_label)
+	confirm_dialog = ConfirmationDialog.new()
+	confirm_dialog.confirmed.connect(_confirm_purchase)
+	add_child(confirm_dialog)
+	CreditsService.credits_changed.connect(_refresh)
+	CreditsService.credits_failed.connect(_show_error)
+	CreditsService.store_operation_completed.connect(_show_message)
+	_refresh()
+
+
+func on_show(_payload: Variant = null) -> void:
+	CreditsService.refresh()
+	_refresh()
+
+
+func _refresh() -> void:
+	balance_label.text = "%d Rz Coins" % CreditsService.credits
+	inventory_label.text = "Inventory: %d exam token(s) · %d QBank reset token(s)" % [
+		CreditsService.exam_tokens, CreditsService.qbank_reset_tokens]
+	for child in products_box.get_children():
+		child.queue_free()
+	for product_variant in CreditsService.products:
+		if typeof(product_variant) != TYPE_DICTIONARY:
+			continue
+		var product: Dictionary = product_variant
+		var card := PanelContainer.new()
+		card.add_theme_stylebox_override("panel", Brand.content_card_box(UIThemeService.is_dark_mode(), true, Brand.ROYAL_BLUE))
+		var row := HBoxContainer.new()
+		row.add_theme_constant_override("separation", 16)
+		card.add_child(row)
+		var copy := VBoxContainer.new()
+		copy.size_flags_horizontal = Control.SIZE_EXPAND_FILL
+		var name_label := Label.new()
+		name_label.text = str(product.get("name", "Store item"))
+		name_label.add_theme_font_size_override("font_size", 19)
+		copy.add_child(name_label)
+		var description := Label.new()
+		description.text = str(product.get("description", ""))
+		description.autowrap_mode = TextServer.AUTOWRAP_WORD_SMART
+		copy.add_child(description)
+		row.add_child(copy)
+		var buy := Button.new()
+		var price := int(product.get("coinPrice", 0))
+		buy.text = "Buy · %d coins" % price
+		buy.disabled = CreditsService.credits < price
+		buy.pressed.connect(_ask_purchase.bind(str(product.get("sku", "")), str(product.get("name", "item")), price))
+		row.add_child(buy)
+		products_box.add_child(card)
+	if CreditsService.qbank_reset_tokens > 0:
+		var reset := Button.new()
+		reset.text = "Use QBank Reset Token"
+		reset.tooltip_text = "Question eligibility resets; ELO, history, bookmarks, notes, reviews, and earning limits are preserved."
+		reset.pressed.connect(_ask_reset)
+		products_box.add_child(reset)
+
+
+func _ask_purchase(sku: String, product_name: String, price: int) -> void:
+	pending_sku = sku
+	confirm_dialog.title = "Confirm purchase"
+	confirm_dialog.dialog_text = "Buy %s for %d Rz Coins?" % [product_name, price]
+	confirm_dialog.popup_centered()
+
+
+func _confirm_purchase() -> void:
+	if pending_sku == "__reset__":
+		CreditsService.reset_qbank()
+	elif not pending_sku.is_empty():
+		CreditsService.purchase(pending_sku)
+	pending_sku = ""
+
+
+func _ask_reset() -> void:
+	pending_sku = "__reset__"
+	confirm_dialog.title = "Reset QBank eligibility"
+	confirm_dialog.dialog_text = "Make all QBank questions eligible again? ELO, answer history, bookmarks, notes, reviews, and the rolling coin cap will be preserved."
+	confirm_dialog.popup_centered()
+
+
+func _show_error(message: String) -> void:
+	status_label.text = message
+
+
+func _show_message(message: String) -> void:
+	status_label.text = message
+	_refresh()

scripts/ui/rz_store_screen.gd.uid

@@ -0,0 +1 @@
+uid://cldpnvs2k6r3t

scripts/ui/simulation_history.gd

@@ -137,6 +137,8 @@ func _connect_services() -> void:
 		ExamSimulationService.state_changed.connect(_on_simulation_loaded)
 	if not ExamSimulationService.request_failed.is_connected(_on_request_failed):
 		ExamSimulationService.request_failed.connect(_on_request_failed)
+	if not ExamSimulationService.exam_token_required.is_connected(_on_exam_token_required):
+		ExamSimulationService.exam_token_required.connect(_on_exam_token_required)
 
 
 func on_show(_payload: Variant = null) -> void:
@@ -538,6 +540,11 @@ func _on_request_failed(message: String) -> void:
 	_render_active_section()
 
 
+func _on_exam_token_required() -> void:
+	pending_launch = false
+	main.show_screen("rz_store")
+
+
 func _update_responsive_layout() -> void:
 	var use_compact := size.x < 940
 	if compact_layout == use_compact: