monorepo/LCU.API.Internal.OnlineLoanApp/CRIF.ACTion/Loan/Assets/RealEstateProperty.cs

using System.Xml.Linq;
using CRIF.ACTion.Common;
using Landmark.OLA.Models.Assets;
using Landmark.OLA.Models.Assets.Enums;

using static CRIF.ACTion.Common.ContactMechanisms;

namespace CRIF.ACTion.Loan.Assets
{
    public class RealEstateProperty : IProperty
    {
        private protected readonly RealEstateBase _realEstateBase;
        private protected readonly string _elementName;
        private protected readonly string _propertyType;

        public RealEstateProperty(RealEstateBase realEstateBase, string elementName = "propertyRealEstate",
            string propertyType = "RealEstate")
        {
            _realEstateBase = realEstateBase;
            _elementName = elementName;
            _propertyType = propertyType;
        }

        public XElement Build(params XElement[] content)
        {
            var classType = _realEstateBase.GetType();

            if (classType.Equals(typeof(ManufacturedHome)) || classType.IsSubclassOf(typeof(ManufacturedHome)))
            {
                var realEstateElement = GetRealEstateElement((ManufacturedHome)_realEstateBase);
                realEstateElement.Add(
                    new XAttribute(CrifNamespaces.Common + "lienPositionID", LienPositionType.First)
                    );
                return realEstateElement;
            }
            else if (classType.Equals(typeof(RealEstate)) || classType.IsSubclassOf(typeof(RealEstate)))
            {
                var realEstateElement = GetRealEstateElement((RealEstate)_realEstateBase);
                realEstateElement.Add(
                    new XAttribute(CrifNamespaces.Common + "lienPositionID", GetLienPosition(_realEstateBase.LienPosition))
                    );
                return realEstateElement;

            }
            else
            {
                throw new ArgumentException("Unexpected object given to constructor for RealEstateProperty");
            }

        }

        private XElement GetRealEstateElement(RealEstate realEstate)
        {
            return GetRealEstateElement(realEstate, realEstate.Type.Value.ToString());
        }

        private XElement GetRealEstateElement(ManufacturedHome manufacturedHome)
        {
            var element = GetRealEstateElement(manufacturedHome, manufacturedHome.Type.Value.ToString(), 
                manufacturedHome.EstimatedLandValuation, manufacturedHome.EstimatedHomeValuation);
            //The valuation fields above are suppose to go in totalValue and finalEstimatedValue as written.
            //It's a little strange but that's how CRIF stores that data.

            // This has to be before propertyLot, otherwise CRIF will complain!
            if (manufacturedHome.Lot.AnnualPropertyTax.HasValue)
            {
                var propertyTaxesElement = new XElement(CrifNamespaces.Common + "propertyTaxes");
                var propertyTaxElement = new XElement(
                    CrifNamespaces.Common + "propertyTax",
                    new XAttribute(CrifNamespaces.Common + "taxEntity", "IRS"),
                    new XAttribute(CrifNamespaces.Common + "amount", manufacturedHome.Lot.AnnualPropertyTax.Value.ToString()),
                    new XAttribute(CrifNamespaces.Common + "paymentFrequency", "Annually")
                );
                propertyTaxesElement.Add(propertyTaxElement);
                element.Add(propertyTaxesElement);
            }

            var propertyLotElement = new XElement(CrifNamespaces.Common + "propertyLot");

            if (manufacturedHome.Lot.RentalAmt.HasValue)
            {
                propertyLotElement.Add(new XAttribute(CrifNamespaces.Common + "rentalAmt", manufacturedHome.Lot.RentalAmt.Value));
            }
        
            element.Add(propertyLotElement);

            return element;
        }

        private XElement GetRealEstateElement(RealEstateBase realEstateBase, string subtype, decimal? finalEstimatedValue = null, decimal? totalValue = null)
        {
            var propertyRealEstateElement = new XElement(CrifNamespaces.Common + _elementName,
                                    new XAttribute(CrifNamespaces.Common + "id", realEstateBase.Id),
                                    new XAttribute(CrifNamespaces.Common + "propertySubType", subtype),
                                    // new XAttribute(CrifNamespaces.Common + "hasClearTitleFL", realEstate.HasClearTitle),
                                    new XAttribute(CrifNamespaces.Common + "initialEstimatedValue", realEstateBase.InitialEstimatedValue),
                                    new XAttribute(CrifNamespaces.Common + "propertyType", _propertyType),
                                    new XAttribute(CrifNamespaces.Common + "ownerOccupiedTypeID", realEstateBase.Use.Value));

            if(finalEstimatedValue.HasValue)
            {
                propertyRealEstateElement.Add(new XAttribute(CrifNamespaces.Common + "finalEstimatedValue", finalEstimatedValue));
            }

            if (totalValue.HasValue)
            {
                propertyRealEstateElement.Add(new XAttribute(CrifNamespaces.Common + "totalValue", totalValue));
            }


            var contactMechanismsElement = GetContactMechanisms(realEstateBase);

            propertyRealEstateElement.Add(GetPropertyDetails(realEstateBase));

            propertyRealEstateElement.Add(contactMechanismsElement);

            return propertyRealEstateElement;
        }

        private static XElement GetContactMechanisms(RealEstateBase realEstateBase)
        {
            var contactMechanismType = CrifContactMechanism.RealEstateAddress;
            var idRef = "";

            var classType = realEstateBase.GetType();
            if (classType.Equals(typeof(ManufacturedHome)) || classType.IsSubclassOf(typeof(ManufacturedHome)))
            {
                contactMechanismType = CrifContactMechanism.ParkContactAddress;
                idRef = ((ManufacturedHome)realEstateBase).Lot.Id.ToString();
            }
            else if (classType.Equals(typeof(RealEstate)) || classType.IsSubclassOf(typeof(RealEstate)))
            {
                idRef = ((RealEstate)realEstateBase).RealEstateAddress.Id.ToString();
            }

            var contactMechanismsElement = new XElement(CrifNamespaces.Common + "contactMechanisms",
            new XElement(CrifNamespaces.Common + "contactMechanism",
                new XAttribute(CrifNamespaces.Common + "contactMechanismType", contactMechanismType.ToString()),
                new XElement(CrifNamespaces.Common + "addressRef",
                    new XAttribute(CrifNamespaces.Common + "idRef", idRef)),
                new XElement(CrifNamespaces.Common + "contactMechanismCategory",
                    new XAttribute(CrifNamespaces.Common + "CD", (int)GetContactMechanismCategory(contactMechanismType)))
            ));

            return contactMechanismsElement;
        }

        private static XAttribute[] GetPropertyDetails(RealEstateBase realEstateBase)
        {
            var attributeList = new List<XAttribute>();

            if (realEstateBase.HasSpa.HasValue)
            {
                attributeList.Add(new XAttribute(CrifNamespaces.Common + "hasSpaFL", realEstateBase.HasSpa.Value));
            }
            if (realEstateBase.HasPool.HasValue)
            {
                attributeList.Add(new XAttribute(CrifNamespaces.Common + "hasPoolFL", realEstateBase.HasPool.Value));
            }
            if (realEstateBase.HasBasement.HasValue)
            {
                attributeList.Add(new XAttribute(CrifNamespaces.Common + "hasBasementFL", realEstateBase.HasBasement.Value));
            }
            if (realEstateBase.HasCentralAir.HasValue)
            {
                attributeList.Add(new XAttribute(CrifNamespaces.Common + "hasCentralAirFL", realEstateBase.HasCentralAir.Value));
            }
            if (realEstateBase.HasGarage.HasValue)
            {
                attributeList.Add(new XAttribute(CrifNamespaces.Common + "hasGarageFL", realEstateBase.HasGarage.Value));
            }
            if (realEstateBase.InFloodZone.HasValue)
            {
                attributeList.Add(new XAttribute(CrifNamespaces.Common + "inFloodZoneFL", realEstateBase.InFloodZone.Value));
            }
            if (realEstateBase.InEquity.HasValue)
            {
                attributeList.Add(new XAttribute(CrifNamespaces.Common + "inEquityFL", realEstateBase.InEquity.Value));
            }
            if (realEstateBase.IsPropertyHeldInTrust.HasValue)
            {
                attributeList.Add(new XAttribute(CrifNamespaces.Common + "isPropertyHeldInTrust", realEstateBase.IsPropertyHeldInTrust.Value));
            }

            return [.. attributeList];
        }

        public static LienPositionType GetLienPosition(LienPosition lienPositionData)
        {
            if (lienPositionData.HasFirstMortgage && lienPositionData.HasSecondMortgage)
            {
                if (lienPositionData.PayoffFirstMortgage && lienPositionData.PayoffSecondMortgage)
                {
                    return LienPositionType.First;
                }
                else if (!lienPositionData.PayoffFirstMortgage && !lienPositionData.PayoffSecondMortgage)
                {
                    return LienPositionType.Third;
                }
                else if (lienPositionData.PayoffFirstMortgage || lienPositionData.PayoffSecondMortgage)
                {
                    return LienPositionType.Second;
                }

            }
            else if (lienPositionData.HasFirstMortgage || lienPositionData.HasSecondMortgage)
            {
                if (lienPositionData.PayoffFirstMortgage || lienPositionData.PayoffSecondMortgage)
                {
                    return LienPositionType.First;
                }
                else
                {
                    return LienPositionType.Second;
                }
            }

            return LienPositionType.First;
        }
    }
}