CREATE TABLE [dbo].[Borrowers] (
    [RepoId]         INT            NOT NULL,
    [IndividualId]   NVARCHAR (50)  NOT NULL,
    [OwnershipType]  INT            NULL,
    [IndividualName] NVARCHAR (100) NOT NULL,
    PRIMARY KEY CLUSTERED ([RepoId] ASC, [IndividualId] ASC)
);