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+using System;
+using System.Collections.Generic;
+using Xunit;
+using CRIF.ACTion.Loan;
+using Landmark.OLA.Models.Addresses;
+using Landmark.OLA.Models.Addresses.Enums;
+using Landmark.OLA.Models.Assets;
+using Landmark.OLA.Models.Assets.Enums;
+using Landmark.OLA.Models.HomeMortgageDisclosureAct;
+using Landmark.OLA.Models.Individuals;
+using Landmark.OLA.Models.Individuals.Enums;
+using Landmark.OLA.Models.Loan;
+using Landmark.OLA.Models.Loan.Enums;
+using Landmark.OLA.Models.Residences;
+
+namespace CRIF.ACTion.Tests.Loan
+{
+    public class HelocFlexTest
+    {
+
+        private readonly LoanApplication _loanApplication =
+            new(loanDate: DateTime.Parse("2018-01-01T06:00:00.0000000Z", null, System.Globalization.DateTimeStyles.AssumeLocal), loanId: "7c0d9659-4d37-4ae7-93ce-e6c72ad6a0b5")
+            {
+                LoanType = LoanType.EQ_HELOC_Flex,
+                Purpose = LoanPurpose.Purpose.Purchase,
+                RequestedAmount = 1000,
+                PrimaryContactMethod = "1234567890",
+                DisclosureDate = DateTime.Parse("2019-03-08T19:50:26.429Z"),
+                IPAddress = "111.11.1111",
+                RealEstate = new RealEstate(realEstateId: new Guid("7c0d9659-4d37-4ae7-93ce-e6c72ad6a0b5"))
+                {
+                    LienPosition = new LienPosition
+                    {
+                        HasFirstMortgage = true,
+                        HasSecondMortgage = true,
+                        PayoffFirstMortgage = false,
+                        PayoffSecondMortgage = true
+                    },
+                    CurrentlyBeingRemodeledOrImproved = false,
+                    CurrentlyListedForSale = false,
+                    InitialEstimatedValue = 250000m,
+                    Type = RealEstateType.SingleFamily,
+                    Use = PropertyUse.OwnerOccupied,
+                    RealEstateAddress = new Address(new Guid("f370b54c-5999-4ebc-b1b6-078cc8571652"))
+                    {
+                        Address1 = "123 Main St",
+                        City = "New Berlin",
+                        State = StateOption.WI,
+                        Country = CountryOption.UnitedStates,
+                        PostalCode = "53151",
+                    },
+                },
+                PrimaryBorrower = new Individual(new Guid("b0fb7c37-a203-4c06-89cb-e4e9f3ca20d4"))
+                {
+                    Language = LanguageOption.English,
+                    FirstName = "Jane",
+                    MiddleInitial = "J",
+                    LastName = "Doe",
+                    DOB = new DateTime(2018, 01, 01),
+                    SSN = "666666666",
+                    Phone = "5555550100",
+                    PhoneType = PhoneType.Home,
+                    Email = "[email protected]",
+                    IsMarried = false,
+                    Address = new CurrentResidenceAddress(new Guid("66eecd56-4877-47d9-b2b1-45d11a087322"))
+                    {
+                        Address1 = "123 Main St",
+                        City = "New Berlin",
+                        State = StateOption.WI,
+                        Country = CountryOption.UnitedStates,
+                        PostalCode = "53151",
+                        MonthlyPayment = 1000m,
+                        MonthsResided = 120,
+                        ResidenceType = ResidenceTypeOption.Own,
+                    },
+                    HmdaValues = new Hmda
+                    {
+                        HmdaNoticeDisclosed = true,
+                        Races =
+                    [
+                        Race.NotProvided,
+                    ],
+                        Ethnicities =
+                    [
+                        Ethnicity.OtherHispanicLatino,
+                    ],
+                        OtherHispanicLatinoEthnicity = "Argentinean",
+                        Sexes =
+                    [
+                        Sex.Female,
+                        Sex.Male,
+                    ],
+                    },
+                    Employers =
+                [
+                    new Employer(employerId: new Guid("57df49cc-ff09-4660-aa47-54fdb5e08017"))
+                    {
+                        Language = LanguageOption.English,
+                        Name = "Purple Widgets Inc",
+                        CurrentEmployer = true,
+                        EmploymentType = EmploymentTypeOption.FullTime,
+                        MonthsEmployed = 120,
+                        StartDate = new DateTime(2008, 01, 01),
+                        EndDate = new DateTime(2018,01,01),
+                        Title = "Lead Widget Painter",
+                        Income = new Income
+                        {
+                            IncomeTypeCD = IncomeType.Salary,
+                            SourceName = "Job",
+                            AmountPerPeriod = 100m,
+                            Frequency = Frequency.Hourly,
+                            IncomeStatus = IncomeStatus.IncomeStatus_Included,
+                        },
+                    },
+                ],
+                }
+            };
+
+        [Fact]
+        public void Validate()
+        {
+            var createAppElement = new LoanApplicationRequestBuilder(_loanApplication, TestCommon.GetTestSettings()).Build();
+
+            Assert.Empty(TestCommon.Validate(createAppElement));
+        }
+
+        [Fact]
+        public void CreateApplication()
+        {
+            var createAppElement = new LoanApplicationRequestBuilder(_loanApplication, TestCommon.GetTestSettings(),
+                new Guid("741be6b4-9f42-4efd-871f-f5d99c0ef122"), new Guid("e814d860-14fe-4bef-be9b-21be3dce1edf"),
+                new Guid("3090a5a1-d493-4865-ba44-8fd390dfec44"), new TestDistributionChannelLookupService()).Build();
+
+            string comparePath = "ExampleXML" + System.IO.Path.DirectorySeparatorChar + "HelocFlex" + System.IO.Path.DirectorySeparatorChar + "CreateApplication.xml";
+
+            var results = TestCommon.Compare(createAppElement, comparePath);
+
+            Assert.Empty(results);
+        }
+    }
+}